We believe you deserve more from the mortgage industry.
We believe in the need for live, human interaction during a complex process. The kind of service and guidance which an app simply can’t provide.
We believe paperwork cannot tell your whole story. Our customers are more than credit scores and income documents. They are the individuals and families who live in and strengthen our communities.
Their story is our story. And that story begins in a home.
What People Are Saying:
4.92
AVERAGE
RATING
Nick and his team were a pleasure to work with; I highly recommend Nick to anyone. Nick was very patient, knowledgeable, and explained everything through every step of the process. Nick's communication throughout the process was also very much appreciated; he was responsive and never left us waiting ...
Brian J. Nolan Jr.
Jensen Beach, Florida4.92
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RATING
Friendly, knowledgeable, professional, and really made us feel "in the know" about the process as we went along. He was consistently able to address our questions and concerns when we had them and was also great at making sure everything was in its proper place at the proper time
Marin Lee Knudson
Leesburg, Florida4.92
AVERAGE
RATING
Exceptional service. We closed quickly. As always a pleasure. Already sent recommendation to some friends/ coworkers.
Aury Mejia
Methuen, Massachusetts4.92
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RATING
Carlos Juan Faria Jr.
Orlando, Florida4.92
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RATING
I had the pleasure of working with Don, and I can’t say enough good things about the experience. From start to finish, the communication was top-notch. They kept me informed every step of the way and were always available to answer my questions. The entire process was smooth and efficient, making wh ...
MATTHEW CONSOLO
CRYSTAL RIVER, Florida4.92
AVERAGE
RATING
Don was an absolute pleasure to work with. He made the process so easy from start to finish. His communication was top notch and it makes me wonder if he ever stops working! :) I always felt comfortable asking him any questions and he answered them promptly and in a manner that was easily understood ...
Laura Lee Spaar
CRYSTAL RIVER, Florida4.92
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RATING
Elisangela Silva Juarez
Haines City, Florida4.92
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Very attentive , answered all my questions and most of all he delivered as promised
Adlai Kelvin Rosario
Methuen, Massachusetts4.92
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They make it whole process very easy, fantastic communication from lander side including Sam Patel and his team. The communication was the point which makes every steps smooth. Received answers from Sam for every questions I asked.
Ankit Dhirajbhai Patel
Tyngsboro, Massachusetts4.92
AVERAGE
RATING
"I recently had the pleasure of working with Sam and the experience was nothing short of exceptional. From start to finish, Sam demonstrated a high level of professionalism, expertise, and dedication that truly sets him apart in the lending industry. Sam's communication skills are outstanding. He ke ...
Abhinay Patel
Tyngsboro, Massachusetts4.92
AVERAGE
RATING
The entire process went very smooth, especially as a first time home buyer, Dan and the team explained everything in a very plain and professional way. Beyond grateful for all those who were involved.
Thierry Attis
ORLANDO, Florida4.92
AVERAGE
RATING
That Underwriter and Closers have the same timeline as the primary contact. Appreciate that it was a challenging file.
Dawn Grigsby
Saint Cloud, Florida4.92
AVERAGE
RATING
Mr. Penalo and his team were very diligent and helpful throughout the entire process of this transaction we are very please with the services received
Miguel A Regale
Dracut, Massachusetts4.92
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Fast, thorough, timely, patient, accessible…can’t say enough. Such a difference between Janelle and previous experiences. Two thumbs up
Joseph Savlan
DELTONA, Florida4.92
AVERAGE
RATING
Thank you for being so wonderful, empathetic, and understanding! You made the buying experience less painful!! Thank you for everything and congrats on your continued success!
Jenelle Albrecht
DELTONA, Florida4.92
AVERAGE
RATING
Melissa Masiel Placido-Aponte
Lawrence, Massachusetts4.92
AVERAGE
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Communication throughout the process
Jill A. Jones
DEBARY, Florida4.92
AVERAGE
RATING
Gordon Durand Crowhurst
Umatilla, FloridaTools For You
Featured Products
Cash2Keys
Cash Offer and Buy Now, Sell Later. With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.
Access Your Home's Equity
As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash for large expenses, consolidating your debts, or home repairs and updates.
Loan Options
Conventional
- Downpayment Required
- Insurance Required
- Higher Credit Needed
- No Residency Restrictions
- Not Insured
VA Loans
- No Downpayment
- Insurance Optional
- Lower Credit Accepted
- Primary Residence
- Government Insured
USDA Loans
- No Downpayment
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
FHA Loans
- Downpayment Required
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
Conventional Loan:
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
VA Loan:
Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.
USDA Loan:
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
FHA Loan:
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.
Realtor Resources
AnnieMac Worx for Realtor Partners
AnnieMac Worx offers invaluable lessons to real estate agents via live webinars, on-demand multimedia and Fortune 500-Caliber educators. Whether you want to catch up on trending topics or enhance your knowledge of time-tested skills and situations, this exclusive outlet will broaden your knowledge base and enable you to pursue more opportunities... which means more success!
Benefits include certification programs, weekly live classes, Worx on demand, productivity tools to streamline your workflow, and coaching with one-on-one expert trainings.
